Key points
- Basketball bets at 22Bet, Melbet and BetFury are settled on the four quarters unless the market name brings overtime in.
- Pre-game bets at bet365 work the other way and include overtime unless stated.
- Bets on the last quarter or the second half leave overtime out at these three bookmakers.
A game tied at 90 after four quarters can finish 102-98. One of those scores settles your bet, and the label on the market says which. Read it before tip-off, because the two scores can point to opposite results.
Does overtime count in a basketball match bet?
Overtime counts in a basketball match bet when the market is marked to include it. Both 22Bet and Melbet take bets on regular time and, as a second product, on regular time with overtime, labelled “Including Overtime”. BetFury’s default is the end of the four quarters unless “(incl. Overtime)” is in the market name.
BetFury adds a note for its customers: on most basketball matches its common markets are the versions with overtime. The default at bet365 is the other way round, and its pre-game bets include overtime unless stated. So the same game can be a draw at one bookmaker and a home win at another.
A three-way regular-time bet has a draw to back. At 22Bet a game level after four quarters also settles Will There Be Overtime as Yes.
Does overtime count for a handicap or a total?
Overtime counts for a handicap or a total on the same test as the match bet: the label. Apply the line only after you have picked the score the market uses.
Worked example
90-90 after four quarters, 102-98 to Team A after overtime
- Regular-time result (three-way)
- Draw
- Winner including overtime
- Team A
- Total including overtime
- 200 points: over 189.5 wins
- Regular-time total
- 180 points: over 189.5 loses
- Team A -3.5 including overtime
- Wins by half a point on a margin of 4
- Team A -3.5 on regular time
- Loses: the margin was 0
₦1,500 on over 189.5 at 1.85 returns ₦2,775 on the market with overtime. The same slip on regular time is lost.
A handicap that leaves the scores level is settled at odds of 1 at 22Bet. Team A at -4 including overtime gets the stake back on that 102-98 result.
Does overtime count in fourth-quarter and second-half bets?
Overtime does not count in fourth-quarter and second-half bets at 22Bet, Melbet or BetFury. The first two say so even for events labelled “Including Overtime”: those handicaps and totals exclude it. BetFury defines the second half as the third and fourth quarters only.
The same holds for 22Bet’s highest-scoring-quarter market, where overtime points are kept out of the fourth quarter. Its Half-Time/Full-Time bet uses the result after regular time unless you take the version with overtime, which has no draw.
So do not subtract three quarters from the final score to get the fourth. If the last quarter had 44 points and overtime 20, the fourth-quarter total is 44.
What if the game is tied on aggregate or stopped early?
When a game is tied on aggregate, the two rulebooks part. Overtime played to settle a two-legged tie counts in bets on the second match at 22Bet and Melbet. BetFury settles the match on regular time when overtime is played only to decide who qualifies.
A stopped game has its own minimum in the same two rulebooks. At least 35 minutes of a 40-minute game, or 40 of a 48-minute game, must be played for bets to stand. They are then settled on the score at the stoppage. BetFury voids unsettled markets on an abandoned game and waits 48 hours for a postponed one.
Player points and rebounds are the basketball bets with the widest clock: at 22Bet, BetFury and bet365 they include overtime. Line arithmetic is in the handicap guide and the over/under guide, and the HT/FT guide covers the half-time market. To compare bookmakers, see the table of betting sites in Nigeria.
Next steps
More news and explainersRelated guides
- Bet typesHandicap betting
- Bet typesOver/under betting
Basketball bets are for adults aged 18 and over
Overtime can turn a settled-looking bet. Know which score counts before tip-off, and stake inside your limit.
Responsible gambling: tools and support

